Q. Is credit card good?

yea i use it..only for huge purchases and only when i know i have the cash to pay it all off. I don't wanna to be charge in interest and later go into debt.

that would be just awful and besides, interest is haram. :)

Credit card is a good way of making payments.The problems are due to users are not discipline in using it. There are so many advantages like not to carry big cash around,reep from special offers given by banks,guranteed of purchases,proper documentation of spending,petrol discounts,no cash in wallet-means no impluse spending or belanja people,no shortchanges of cash and many more. The trick is you must have the money in the bank before you spend and pay your bills without incurring penalties.If you understand to be discipline,users are actually riding the benefits free of charge from th banks